Lower Your Monthly Payment on a New Chattanooga Home
4.99% Fixed Rate on Select Homes or Up to $20,000 Toward Your New Build
Limited-time offer
Pick the Incentive That Works for You

Quick Move In Homes:
4.99% Fixed Rate
Choose one of our select move-in ready homes and get a 4.99% fixed rate:
- Own a home for less cost than you think
- Estimated monthly payments starting at $1800.00
- This opportunity won’t last once rates stabilize

Build Your Home:
$20,000 in Savings
Pick Your Spring Advantage! Offer includes:
- Rate Buydown
- Closing Costs
- Design Upgrades
Not sure where to start? Call us 423-757-7687.
Move In Now or Build Your Perfect Home
Find out which home and incentive is best for you!
Option 1:
Move-In Ready Homes
- Move In Quickly
- Lock in Lower-Than-Market Rates
- Limited Availability
Option 2:
Build Your Home
- Personalize Your Layout
- Use up to $20K Savings
- More Flexibility
How to Get Started:
Get More Information
Secure One of the Best Rates in Chattanooga Today!
Limited-time Spring Advantage Event. Offers may change at any time.
or contact our team to get started
*4.99% based on a qualified buyer with 10% down payment, 740 credit score and acceptable DTI. 30 years fixed rate payment is P&I, taxes and insurance are additional. Must use The Gabe Whitmer Team at FirstBank. Subject to end without notice. Design upgrade credits valid at the Pratt Design Center. Terms subject to change. See New Home Consultants for full details.
Rates based on current market conditions. See New Home Consultants for full details.
Why Chattanooga Buyers Choose Pratt Choice+™ as the Best Deal in Town?
✓ Up to $20,000 in value
✓ One flexible program
✓ Clear, transparent options
✓ Designed for real-life budgets
✓ Built for how people buy homes today

“Pratt has far exceeded my expectations. I purchased one of their townhomes and their professionalism is outstanding!”
– Donna M., Pratt Homeowner
FAQs for Future Homeowners
Availability varies by home type and community. Contact a New Home Consultant for details.
Yes, incentives require use of Pratt Home Builders’ preferred lenders.
Some offers can be combined, speak to our New Home Consultant for all details
or call (423) 719-3415 to get started
Your Best Home-Buying Advantage Starts Here
Pratt Choice+™ gives you flexibility, value, and confidence, all in one simple program.






