Lower Rate, Lower Payment Event

Limited Time

4.99% Fixed Rate

Award badge for Pratt Home Builders in Chattanooga TN, featuring "Developer of the Year 2025" with a gold center and green border.
Pratt Choice+2026-04-02T18:08:22+00:00

Lower Your Rate, Lower Your Payment

4.99% Fixed Rate OR $20,000 in Savings

Limited-time offer

Move-In Ready Homes

4.99% Fixed Rate

Build Your New Home

$20,000 in Savings

Rates based on current market conditions. See New Home Consultants for full details.

Lower Your Monthly Payment on a New Chattanooga Home

4.99% Fixed Rate on Select Homes or Up to $20,000 Toward Your New Build

Limited-time offer

Pick the Incentive That Works for You
quick move-in homes

Quick Move In Homes:

4.99% Fixed Rate

Choose one of our select move-in ready homes and get a 4.99% fixed rate:

  • Own a home for less cost than you think
  • Estimated monthly payments starting at $1800.00
  • This opportunity won’t last once rates stabilize
Green circular logo with white letters "DH" and the phrase "Build Your Dream Home," related to Pratt Home Builders in Chattanooga TN.

Build Your Home:

$20,000 in Savings

Pick Your Spring Advantage! Offer includes:

  • Rate Buydown
  • Closing Costs
  • Design Upgrades

Not sure where to start? Call us 423-757-7687.

Move In Now or Build Your Perfect Home

Find out which home and incentive is best for you!

Option 1:

Move-In Ready Homes

  • Move In Quickly
  • Lock in Lower-Than-Market Rates
  • Limited Availability

Option 2:

Build Your Home

  • Personalize Your Layout
  • Use up to $20K Savings
  • More Flexibility

How to Get Started:

Get More Information

    Secure One of the Best Rates in Chattanooga Today!

    Limited-time Spring Advantage Event. Offers may change at any time.

    Your Content Goes Here
    0
    0
    0
    0
    Days
    0
    0
    Hrs
    0
    0
    Min
    0
    0
    Sec

    or contact our team to get started

    *4.99% based on a qualified buyer with 10% down payment, 740 credit score and acceptable DTI. 30 years fixed rate payment is P&I, taxes and insurance are additional. Must use The Gabe Whitmer Team at FirstBank. Subject to end without notice. Design upgrade credits valid at the Pratt Design Center. Terms subject to change. See New Home Consultants for full details.

    Rates based on current market conditions. See New Home Consultants for full details.

    Why Chattanooga Buyers Choose Pratt Choice+ as the Best Deal in Town?

    ✓  Up to $20,000 in value

    ✓  One flexible program

    ✓  Clear, transparent options

    ✓  Designed for real-life budgets

    ✓  Built for how people buy homes today

    Smiling person with long hair in casual attire, associated with Pratt Home Builders in Chattanooga TN, gray background.

    “Pratt has far exceeded my expectations. I purchased one of their townhomes and their professionalism is outstanding!”

    – Donna M., Pratt Homeowner

    Read more testimonials

    FAQs for Future Homeowners

    Are all homes eligible?2025-12-30T18:27:33+00:00

    Availability varies by home type and community. Contact a New Home Consultant for details.

    Do I have to use a preferred lender?2026-03-02T14:47:55+00:00

    Yes, incentives require use of Pratt Home Builders’ preferred lenders.

    Can I combine incentives?2026-03-19T21:09:40+00:00

    Some offers can be combined, speak to our New Home Consultant for all details

    or call (423) 719-3415 to get started

    Your Best Home-Buying Advantage Starts Here

    Pratt Choice+ gives you flexibility, value, and confidence, all in one simple program.

    Go to Top